Category: Annuities

Never Run Out of Money For as Long as You Live

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Deferred Annuity

Deferred Annuity Here’s the problem… No matter where we keep our retirement savings, we cannot predict with any certainty, the rate at which our money will grow over the next 10, 20 or 30 years. And we cannot predict the rate at which we can continually withdraw money from our savings, over 20 or 30 years of retirement. Because we cannot know how long we will live, we cannot know…

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Prevent Your 401k or IRA From Wasting Your Money

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Fixed Index Annuities

Fixed Index Annuities Here’s the problem… The money we keep, 401k, 403b, IRA is typically charged fees of 1% to 2% for administrative services and management expenses which will be deducted from our retirement savings every year even when our accounts lose money! Now 1% or 2% might not seem like much but those deductions can be VERY costly. Because every1% we pay out in annual fees over 20 or…

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Annuity Laddering For Retirement

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Annuity Laddering For Retirement

Protect Your Retirement From Low Interest and High Inflation Here’s the problem… According to the U.S. Consumer Price Index, over the 20 year period from 1990 to 2010, the U.S. dollar lost 40% of its value through inflation. So, if we had retired in 1990 with a monthly income of $5000, it would be worth only $3000 in today’s economy. What’s more, the average interest rate on one year CD’s…

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